Seven Steps to Simplify Your Finances

Save time and reduce the stress and anxiety of managing your finances with these easy steps.

• Enroll for direct deposit. It eliminates trips to the credit union and keeps your money working longer.
• Sign up for overdraft protection. By linking your checking account to a line of credit you avoid the cost, hassle and embarrassment of a bounced check.
• Establish an automatic savings plan. Regular, automatic transfers to a savings account will add up. Even a little helps.
• Use online bill pay. Eliminate the task of writing checks.
• Consolidate your financial relationships. Dealing with one financial institution makes everything easier.
• Consider personal finance software. Many programs make handling your finances easier and quicker.
• Build a safety cushion. Be ready for unexpected expenses.